George R. Fusner, Jr. is an Uber accident lawyer in Nashville, Tennessee who can help you if you or a loved one has been hurt in an Uber accident. Whether you were hurt while riding in an Uber or if you were driving and an Uber collided with your car, you may have the right to seek damages for your medical expenses, rehabilitation costs, lost wages, and pain and suffering. Uber covers its drivers under its insurance plan. However, the level of coverage the Uber driver will have depends largely on whether the Uber application was turned on, whether the driver was carrying an Uber passenger, or whether the driver was driving to pick up an Uber passenger. It can be helpful to have an Uber accident lawyer in Nashville, Tennessee on your side if you have been hurt in an Uber accident. Visit our firm today to learn more about your rights.
I Was in an Uber Accident: What Next?
If you were in an Uber accident, you may have the right to make a claim against the Uber driver’s insurance. The coverage levels vary depending on what the Uber driver was doing at the time of the accident. What is covered?
- If a driver has the Uber application turned on and is awaiting a request, Uber offers third-party accident coverage. While the coverage limits depend on which state the accident took place, the minimum coverage includes $50,000 per person and $100,000 per person for bodily injury coverage and $25,000 for property damage. However, to make a claim, the Uber driver must be at fault for the accident. This is where having a qualified Uber accident lawyer like George R. Fusner, Jr. in Nashville, Tennessee on your side can make a big difference in the outcome of your case. Don’t end up footing the bill yourself, if the Uber driver was at fault.
- If the Uber driver is on his or her way to make a pick up or if the Uber driver has a passenger in the vehicle, the coverage amounts are higher. Uber drivers are covered up to $1,000,000 for injuries to another driver, pedestrian, or Uber passenger. If you were hurt as an Uber passenger and the other driver was at fault for the crash, but his or her coverage did not cover all your injuries or losses, Uber’s coverage can cover the gaps up to $1,000,000.
- If the Uber driver was using his or her vehicle for personal use and you were involved in an accident, the Uber driver’s regular coverage will apply.
If you’ve been in an Uber accident, it can be difficult to disentangle the insurance claims process. Which insurance policy should you make a claim against? What is and isn’t covered? Who is and isn’t to blame? These factors play a major role in the kind of claim you can make after an Uber accident. If you have been hurt in an Uber accident in Nashville, Tennessee, contact George R. Fusner, Jr., Uber accident attorneys today, to learn more about your rights and options under the law.
I Was in a Lyft Accident: What’s Next?
George R. Fusner, Jr. also works with individuals who have been hurt in Lyft accidents. Like Uber accident claims, Lyft accident claims can be complex, because Lyft’s insurance coverage will vary depending on whether the Lyft driver had a passenger, was picking up a passenger, had the application turned on, or was using his or her vehicle for personal use. Coverage will also depend on the negligence of the driver.
Lyft drivers have four types of coverage protections. This coverage includes: contingent liability coverage (which applies only when a driver is awaiting a ride request), primary automobile liability, contingent comprehensive and collision coverage, and uninsured or underinsured motorist coverage. Contingent liability coverage applies when the driver has the application turned on and is awaiting a request. If the driver’s personal insurance doesn’t cover damages, Lyft’s coverage will cover bodily injury up to $50,000 per person and bodily injury up to $100,000 for the whole accident. The limit for property damage is $25,000. From the time a driver accepts a ride request to the moment the ride has ended, Lyft drivers are covered under Lyft’s primary liability insurance. This covers all costs associated with an accident up to $1,000,000. Lyft’s contingent coverage covers damage to Lyft driver’s vehicles, whether they are at fault for a crash. This policy has a $2,500 deductible and only applies if the driver also has collision coverage on their current automobile policy. Contingent comprehensive coverage also covers other types of damage to a driver’s vehicle, stemming from fire, vandalism, or a natural disaster. Finally, Lyft’s coverage also includes uninsured or underinsured motorist coverage. If another driver is at fault for an accident and the Lyft was carrying a passenger or picking up a passenger, the underinsured or uninsured motorist coverage will cover damages if the other driver doesn’t have insurance or doesn’t have sufficient insurance.
When the application is turned off, only a driver’s personal insurance policy provides coverage. However, personal insurance companies may sometimes cancel a driver’s insurance if they learn that a driver was using a vehicle for Lyft. The aftermath of a Lyft accident can be very complicated. If you or a loved one was hurt in a Lyft accident, consider speaking to George R. Fusner, Jr., Lyft car accident lawyers in Nashville, Tennessee today. Our firm can review the details of your case and may be able to help you seek the damages you may deserve under the law.
Lyft Accident Attorney in Nashville, Tennessee
If you or a loved one has been hurt in a Lyft accident, you may have many questions and few answers. How do you make an insurance claim? Who is negligent? Which insurance will pay for my medical expenses, lost wages, and pain and suffering? If you’ve been in a crash, your focus should be on healing, not on navigating the labyrinthine insurance claims process. Insurance companies often use a range of tactics to lower the settlement they must pay. They may claim that another policy is responsible, they may use formulas to underestimate the value of your claim, or they may use computer programs to estimate the value of a settlement. If the amount of money being offered by an adjuster doesn’t cover all your medical expenses and losses, you may want to speak to a qualified Lyft car accident lawyer in Nashville, Tennessee today. We can help.