In 2016, 145 motorcyclists were killed in wrecks in the State of Tennessee and thousands of others suffered mild, moderate, and severe injuries [Source: Governors Highway Safety Association]. There were many factors that influenced a rider’s risk during this year and also heighten the risk for riders today. Some of those factors include:
- Helmet use
- Impaired riding
- Unendorsed or unlicensed riders
While some motorcycle riders are known to engage in certain types of behavior that serve as the direct cause of the accident they were involved in, other wrecks transpire as a result of other negligent drivers who operate their vehicle in a reckless or careless manner. If you or someone close to you was involved in a motorcycle wreck in Nashville, TN and you are now seeking compensation to make up for your damages and/or losses, you may have come across a few concerns already that have yet to be addressed.
While we do encourage you to contact the Law Office of George R. Fusner Jr. to schedule a time to speak with a trusted TN personal injury attorney, below we have taken the time to address a few of the top concerns many bikers and their families often have following the occurrence of a wreck.
- What should I do if the insurance company offered me less than what my medical expenses amounted to?
If you already filed a claim with your insurer or that of the liable party who you were involved in the wreck with, you were probably contacted by an insurance adjuster who offered you a settlement. While any amount of money would help you and your family right now given the circumstances, you are probably realizing that settlement the insurer has offered you doesn’t quite cover all the expenses that have accrued, nor does it include payment for any other damages.
For instance, if you were required to stay in the hospital for a few days following the wreck to receive treatment for the injuries you suffered, you probably received a bill from the hospital for $29,000 or even $30,000. The reality is, the services that are provided in the hospital are rather expensive and if you don’t have enough health insurance coverage or any at all, you probably aren’t able to pay this bill, nor should you have to. The fact is, the driver who was responsible for causing the accident or their insurer is the party that should be held responsible for paying the bill, not you. However, it doesn’t always work out that way which is why insurers are supposed to reimburse a victim for the cost of the medical care they receive, up to the limits the policyholder has purchased.
Sadly, most insurance companies with only offer a fraction of what a victim should receive which is why we do not encourage you to accept any amount from the insurer until you have met with TN personal injury lawyer George R. Fusner Jr.
While the insurance company might have you believing that you are only able to recover a certain amount of money to go toward your medical expenses, the truth is, you are likely entitled to receive more for other damages/losses you experienced. For example, if the wreck has resulted in you being unable to work and provide financial support for your family, you should be awarded the amount of money you would have received had you been able to resume your position at your place of employment. Some other damages motorcycle accident victims often fight for and receive include:
- Pain and suffering
- Medical bills
- Loss of consortium
- Loss of enjoyment of life
- Can an attorney help me reach a settlement with the liable party?
If you decide to hire a lawyer, they can help you reach a settlement with the liable party so that you are able to receive the money you need quicker and won’t be required to take your case to trial.
There are many advantages to hiring an attorney after having been involved in a motorcycle accident. Not only will an attorney make themselves available to you to answer any questions or concerns you might have, but they can also ensure you are awarded a fair amount of compensation for all the pain and suffering the other driver has caused you. Now, if you are ready to find out how the Law Office of George R. Fusner Jr. can help you or a loved one who was injured in a motorcycle wreck in Nashville, contact us today to schedule your initial consultation.